Apple Pay is a contactless payment technology for Apple devices that allows you to have your credit and debit cards on the iPhone, with the aim of reducing commercial transactions with coins and bills. In this post, we are going to see how to pay with your iPhone.
Aspects to consider about Apple Pay

The first thing we have to realize is that Apple Pay is not available in all countries, so you have to know, first of all, if this technology is available in the bank offices in your country, for this, we leave you a list below. A list of all the countries that have already allowed Apple users to use Apple Pay.
- Spain
- Germany
- Saudi Arabia
- Australia
- Austria
- belarus
- Belgium
- Brazil
- Bulgaria
- Canada
- Croatia
- mainland china
- Cyprus
- Czech Republic
- Denmark
- United Arab Emirates
- Slovakia
- Slovenia
- USA
- Estonia
- Finland
- France and Monaco
- Georgia
- Greece
- Hong Kong
- Hungary
- Iceland
- Ireland
- Italy, San Marino and Vatican City
- Japan
- Kazakhstan
- Latvia
- liechtenstein
- Lithuania
- Luxembourg
- macau
- malt
- Mexico
- Montenegro
- Netherlands
- Norway
- New Zealand
- Poland
- Portugal
- United Kingdom, Isle of Man, Guernsey and Jersey
- Romania
- Russia
- Serbian
- Singapore
- Sweden
- Swiss
- Ukraine
You also have to know which devices are compatible, since not all have the hardware and software technology for it. Specifically, models with Touch ID have to be models after the iPhone 6, while all models with Face ID technology have the option to pay with Face ID. The ease of Apple Pay is incredible, since you can use it in establishments, purchases within the Apple Store.

How can we install Apple Pay?
The first thing we have to do is install our card in the iPhone. To install the card, we have to go to the Wallet application and there we can have all the information on our cards. The procedure is the next:
- We go to Wallet and click on the + logo.
- Now we have to add the Apple Pay card and click on continue. We probably have to unlock the iPhone with Face ID or Touch ID technology.
- Next, you have to fill in the details of the security code of the card. We can enter the data manually or through a card scanner, where we put the code, name, expiration date and number.
- Next, we have to activate the entire Apple Pay contract. Finally, we need to determine if we want the added card to be the default card.

Apple Pay on your Apple Watch.
If you’ve set up your Apple Watch correctly and synced well with your iPhone, you can have Apple Pay on your wrist. The steps are the following:
- Open the Apple Watch app on iPhone.
- If you already have the card in the Wallet App.
- Tap “My Watch,” followed by “Wallet & Apple Pay.” If you have cards in other Apple devices, or cards you recently removed, tap Add next to the card you want to add and enter the card’s CVV code. For any other card, tap “Add Card” and follow the onscreen instructions.
- If you already have the card in the Wallet App.
- In the event that it is going to be added for the first time:
- In the event that you are going to add it by Scroll to the bottom of the screen and touch “Add card”.
- Choose “Apple account”, “Debit or credit card” or “Transportation cards” To proceed to pay with Apple Watch using Apple Pay, all you have to do is press the button on the side of the watch.
Problems when adding cards to Wallet
During the process of adding cards to Apple Pay, issues may arise that prevent cards from being added successfully. Most of them are associated with the card issuing entity, either because they are not compatible with this service, because they have exceeded a limit for adding to services of this type or for any other reason related to the conditions and security of the card.

The best way to solve it is to go to an entity to explain the problem and have them suggest a satisfactory solution, since they are the only ones who can determine if the error is in the iPhone application or if it is a configuration error of the card or of their own understand that you have your bank account.