The emergence of Internet banking has brought us many advantages, such as being able to access our accounts at any time, carry out operations with a couple of clicks or contract banking products without going to the branch. However, everything that has advantages usually has disadvantages and in this case they are related to security. Phishing attacks to try to steal our accounts or credit cards are the order of the day. Today we know, thanks to an alert from the National Police , a form of bank fraud through SMS and phone calls to steal your account.
Our bank or telecommunications operator will not ask us for personal information by email or SMS. In fact, it is not usual for us to be asked to access a link to enter these data. All of these cases tend to be more elaborate scams than legitimate attempts to contact us. The problem is that many people continue to bite and the National Police have had to go out of their way to dismantle one of these scams.
We have detected suspicious access attempts to your account
National Police agents have identified an elaborate scam that combines SMS pretending to be from the bank with subsequent phone calls from alleged bank employees. In this way, they managed to eliminate the suspicions of users who received a message and doubted its authenticity.
It all started with an SMS in which we were warned that “We have detected suspicious access attempts to your account. You must activate your web security system or your account will be blocked ”. Obviously, that message already alerted the user who was tempted to click on the attached link . There they asked for the bank and personal details, as well as the username and password to access their online banking and a contact telephone number.
At that time, victims were also warned that they could receive a call to carry out appropriate security checks . Cybercriminals proceeded to call the victim posing as employees of his bank, even showing a legitimate phone number thanks to his computer skills.
In this call, the victim is informed of suspicious movements in the account and they are asked for the electronic signature code with which they operate. In the end, it all ends with cybercriminals gaining full access to online banking, being able to make online payments and transfers while talking to the victims on the phone.
As always, we will pass on these types of messages. In case of doubts, WE will call the bank directly . In addition, we will never provide the keys to make operations. In case of having to act on our account or on fraudulent operations, the bank does not need them.