If you are a person who cares about the expenses you make on a day-to-day basis and who wants to control them, surely you have been tempted by some of the applications found in the App Store for this task. It is true that these can convey some distrust to us since we must enter our bank codes, but with Fintonic you can be totally calm.
With Fintonic you should not fear for your safety
As we say, there are many users who want to keep an exhaustive control of their expenses but have a lot of respect for these applications. We have always been told that we should not give our bank codes to anyone, but we must keep in mind that Fintonic is backed by the main quality standards such as Norton or McAfee . In addition all our data is protected by the Organic Law of Data Protection.
We must also distinguish between access and query keys and transaction keys. The ones that we introduce in Fintonic are the ones of consultation so that a monitoring of the movements can be realized, but in no moment we will be asked our electronic signature that is the one that allows to realize movements of money. This is where we can find the confidence we need to be able to venture to manage our accounts with Fintonic that is totally independent as it is not associated with any bank.
But … how does Fintonic make money? This is one of the great questions we all ask ourselves. The answer lies in the agreements with partners and also to the income generated as a result of the advertising that we can find within the application.
Sort all your expenses
In general, Fintonic is defined as a financial application being one of the best we can find according to Google. We simply have to register and link all our banking entities in a really simple way. The objective of this is to help users know where their income is destined in addition to motivating to save by setting a very specific objective. It is undeniable that sometimes we get the payroll and within a few days we have the current account very depleted and we do not know why. We can go looking movement by movement in our online banking, or leave this work to Fintonic that will generate extremely interesting expense reports.
In the end we can analyze for ourselves what categories we should reduce what we spend in order to save a little more. The interesting thing about this application is when it ends up learning from us when a few months pass. The Fintonic algorithm can end up learning from all our expenses to let us know when they will give us a specific receipt such as car insurance or credit card statement. With this we have the assurance that we are aware of when we are going to pass the receipts to the bank of those expenses that we can have something more forgotten.
As soon as we enter the application we find all our bank accounts at the top with the money we have in each of these. If we go down we will observe the section of movements, notifications and graphics. In the latter we can have a visual analysis of where our income is allocated and what we have spent with respect to the expected.
This is extremely interesting, since we can impose a limit on a category to let us know when we will overcome it. For example, we can set 100 euros of meals in restaurants, and when we are exceeding this limit that we have set, an information notification will be skipped so that we can control ourselves.
Do you have good financial health?
In addition to analyzing where we spend our money, this data will also be used to provide us with an objective data of our financial health. Taking our savings, debts and what we want to save month by month, Fintonic will offer us a level of financial health that we can compare with other users. This financial health interferes, for example, with the capacity we will have to live without income for 6 months or the percentage that we use to pay deductions.
In addition to having a vision of our financial health, this value is very important to obtain financing. With Fintonic we can also get a series of loans with the best conditions as it will re-track between the different banks to find the one that best fits us. It is important to emphasize that Fintonic only acts as an intermediary and is not an entity as such, but that it searches through the entire park of banks to offer us an adequate loan.
Get an Amazon check for using Fintonic
If you want to start trying Fintonic, you can take a purchase check with Amazon right now. To get it you just have to download the application from the App Store or Play Store and register. During the registration process you must enter the promotional code KBRFRk . Once you have entered and created the accounts you must synchronize your first bank and you will receive this check from Amazon.
For us, without a doubt, this is an infallible application to know where we allocate the money we enter that can sometimes disappear as if nothing. In terms of security we should not worry about the least because it is considered one of the safest apps in the App Store and also more useful.